Prospects on the housing crisis in 2026 are not good, but a powerful will to reshape the landscape is emerging from below. It aims to build tenant and resident power on a scale big enough to challenge government and landlords, and it offers us hope for the future.
It would be easy to despair in the current landscape. There are few signs from the Labour government that they are intent on reversing the catastrophic decisions that have led us to where we are now – record numbers of people who are homeless or in insecure, unsuitable, dilapidated, overcrowded, accommodation.
Systematic financial exploitation through soaring rents and unregulated service charges. And landlords who are allowed to bully, discriminate, intimidate and otherwise act without accountability because tenant and resident protections have been weakened and enforcement systems eroded to the point of pointlessness.
Government housing policy is little more than a numbers game, satisfied with reporting only the number of new homes without regard to whether these are genuinely affordable or designed to meet our needs. It frames the crisis as one of supply alone, when it is in fact a crisis of affordability. A fact that successive housing ministers have stubbornly refused to acknowledge. It also ignores the many other faces of tenant and resident exploitation.
The government is increasingly and willingly beholden to big developers and private corporate landlords like housing associations who just want to build as many new homes as possible. The developer’s goal is to maximise surpluses and profits, and their power is supreme because it is they, not councils, who are tasked with delivering new social housing.
Housing associations are reporting that they are now turning down applicants because they consider them too poor to afford the social housing on offer. Yet government has exacerbated the problem by capitulating to landlord demands, setting a formula for raising social rents by CPI plus 1%, for the next decade. All this will do is bring social rents closer to private market rents. A move in the wrong direction.