Investment funds & programmes

We understand the challenges faced by the social impact sector and therefore offer wrap-around support to many of our investments, which can include a dedicated account manager understanding your organisation, grant funding supporting your organisation to become investment-ready and mentoring expertise.

Big Issue Invest provides loan finance to England-based social enterprises and charities. Since 2005 we have made over 550 investments to the value of £80 million. We currently manage £39.7 million in funds in over 184 organisations. We offer social enterprises and charities a range of repayable finance options, from loans as small as £20,000 to larger investments of up to £3.5 million as well as corporate mentoring and investment programmes designed for early-stage social businesses. 

Find out more about our programmes and funds currently open to new applications

Big Issue Invest provides loan finance to England-based social enterprises and charities through various programmes, with finance provided by partners including Access, the Foundation for Social Investment, The National Lottery Community Fund and Big Society Capital. 

  • Loan finance between £20,000 to £150,000 
  • Flexible term 
  • Loans are unsecured 

Make big savings from small loans.

At Big Issue Invest, we have a long track record of providing loans for energy efficiency and renewable energy installation.  We offer finance for a range of projects, from insulation and door and window upgrades, through to renewable energy installation. 

  • England-based organisations
  • Loans from £20,000 to £150,000 (smaller loans available by exception)
  • Flexible repayment terms
  • Loans can be unsecured

Connecting Futures will provide 30 existing clients of Big Issue Invest with the opportunity to apply for 12-months of fully funded mentoring. Delivered in partnership with abrdn.

  • Receive up to 4 hours per month of fully funded mentoring held online with areas of support including finance, business planning and marketing
  • Access a range of practical online support sessions to develop your organisation, including financial resilience, pitching, and increasing your potential reach and impact
  • Join fellow mentees at the end of the programme to develop your pitching skills, share experiences, and celebrate successes

Big Issue Invest, UnLtd and Shift partnered to create a £25M fund designed to address the structural barriers that diverse social enterprises face. The Growth Impact Fund, has invested in 50-60 ventures, focusing on diverse-led social enterprises tackling inequality in the UK. 

  • Loans, equity and equity-like investment 
  • With wrap-around support 
  • Typical investment range £50,000 to £1.5M 
  • Flexible term 
  • Loans can be secured and unsecured 

Big Issue Invest Fund Management (“BIIFM”) is currently raising Fund IV, a Unitranche Social Impact Debt Fund. We will lend to established socially impactful organisations in the UK, with a history of revenue generation and assets to support secured debt. Investment will be focused on three sectors: Homelessness & Affordable Housing, Care, and Community and Social Infrastructure.
We expect:

  • BIIFM is the sole lender on a single secured loan (a “Unitranche” structure, encompassing
    elements of traditional senior and junior debt and/or equity participation)
  • Loan sizes of £1m to £5m for asset backed growth
  • 3- to 5-year loan terms