Impact Loans England

A lot of great organisations struggle to access small to medium-sized loans, so this programme was created to fill a gap and provide support for those wonderful social enterprises and charities.

The Growth Fund is a partnership between The National Lottery Community Fund and Big Society Capital, delivered by Access through a range of social investors, it aims to address gaps in the social investment market and support charities and social enterprises across England to grow and create social impact in their communities.
Big Issue Invest is offering loan finance between £20,000 to £150,000 to social enterprises and charities in England. This £5 million lending scheme is aimed at enabling social enterprises and charities to access loan funding.

Investment can be used for a variety of projects, including:

  • Working capital
  • Buying equipment
  • Contract fulfilment
  • Business development
  • Hiring new talent

You can apply for Impact Loans England if:

  • You are a social enterprise or charity
  • You can demonstrate an ability to repay finance
  • You have a track record of trading
  • You are a well-managed organisation with good governance
  • You are based in England

The loans can be structured to your individual needs and are unsecured which means we will not require you to put any personal guarantees in place as security. If you’re interested in learning more or would like to apply for Impact Loans England, please fill out the form via the button below and a member of our team will get back to you.

Note: If the organisation looking for investment is a Company Limited by Shares, we would require the organisation to have an asset lock, dividend lock and social mission in place within its governance documents.


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